About

The operating system has an operator.

Founder & AI Systems Architect, Million Dollar AI Studio. Toronto, ON, Canada.

Canadian permanent resident; no sponsorship required

  • 13 DEPARTMENTS
  • 5 PILLARS
  • DETERMINISTIC-FIRST
  • 10+ YEARS OPS + FINANCE + DATA
  • 6 PRODUCTS

Biography · the full record

A cross-continental route

The through-line is operations + finance + data, across two continents, compounding into AI systems architecture. Four threads traced by colour.

  • OperationsStartup Village · Eswasthya · The Beer Store
  • FinanceRBC · Seneca FinTech · TELUS Health
  • DataMoodcafe · IIIT-Bangalore · Seneca Analytics
  • SystemsAll three converge in the studio
ORIGIN · START OF LINE

Ahmedabad, India.

2015-18 · OPERATIONS + MARKETS

BBA at GLS University while working the early jobs that taught operations the honest way: Customer Success at Startup Village, Project Manager at Eswasthya (+25% brand visibility, +20% over revenue target), Market Research Analyst at Moodcafe.

  • GLS UNIVERSITYBBA · 2015-18
  • STARTUP VILLAGECustomer Success
  • ESWASTHYA+25% / +20%
  • MOODCAFEMarket Research
Next stop · The analytical turn
TRANSFER · THE ANALYTICAL TURN

Numbers become the language.

2018-19 · DATA SCIENCE + ANALYTICS

Two post-graduate diplomas in one year - Data Science at IIIT-Bangalore, Business Analytics at Gujarat University. The operations instinct gets an analytical engine.

  • IIIT-BANGALOREData Science
  • GUJARAT UNIVERSITYBusiness Analytics
Next stop · The Crossing
INTERCHANGE · THE CROSSING

One ocean. One reset.

2019 · AHMEDABAD → TORONTO

Emigrated to Canada. Everything before stays on the map; everything after builds on it.

Next stop · Reconstruction
LINE 2 · RECONSTRUCTION

Toronto, from zero.

2019-25 · THE OPERATIONAL SPINE

Seneca College twice over (Business Analytics, then FinTech). Five years supervising operations at The Beer Store - the steady spine, a team of 10+. Banking at RBC. Then TELUS Health: Senior Benefits Analyst on financially sensitive enterprise portfolios, promoted June 2025.

  • SENECA ×2Analytics · FinTech
  • THE BEER STOREOps Supervisor · 2020-25
  • RBCBanking Advisor
  • TELUS HEALTHpromoted June 2025
Next stop · The Studio
LAST STOP · THE STUDIO

The company that runs itself.

DEC 2024-PRESENT · FOUNDER & AI SYSTEMS ARCHITECT

Million Dollar AI Studio: a one-person company operated by a 13-department virtual operating system. AI for judgment, software for execution, a human gate on anything that matters. Six products architected end to end. Operations, finance, and data stop being separate threads here - they become one system.

  • VCOS + MIDAS
  • 13 DEPARTMENTS
  • 5 PILLARS
  • 6 PRODUCTS

Experience

Full record

December 2024 - Present

Founder & AI Systems Architect | Million Dollar AI Studio

Toronto, ON (Remote)

  • AI Systems Architecture: designed VCOS/MIDAS operating models for multi-agent work - specialized departments, routing rules, quality gates, knowledge capture, and deterministic-first execution paths for building and operating SaaS products.
  • Agentic Workflow Design: built workflows connecting LLMs, tools, APIs, state, approval gates, and documentation into repeatable business processes (Claude, ChatGPT/GPT-5.5, Gemini, n8n, Firebase, FastAPI, React, custom integrations).
  • Governed Automation: designed AI workflows with explicit human-in-the-loop checkpoints, data-sensitivity rules, owner handoffs, and audit-friendly documentation.
  • Full-Stack AI Products: shipped end-to-end AI applications (Astro, Prep/Chem, Pathway/ATLAS, JobFlow) - architecture, data models, backend services, UX, testing, deployment planning.
  • Spec-Driven Delivery: converted product strategy, user stories, domain constraints, and QA requirements into implementation-ready specs, tests, checklists, and release notes.

August 2022 - Present (promoted June 2025)

Senior Benefits Analyst | TELUS Health

Toronto, ON

  • Data Analysis & Reconciliation: systematic feed checking across payroll, carrier, and premium statement data; reconciliations for financially sensitive benefit portfolios; Tier 2 escalations.
  • Process Improvement: workflow optimizations in premium collection and over-age dependent certification, reducing manual intervention and improving turnaround.
  • Enterprise Operations: benefits administration for complex enterprise clients - HRIS feed processing, enrollment workflows, adjudications, reconciliations, compliance reporting.

May 2020 - April 2025

Operations Supervisor | The Beer Store

Toronto, ON

  • Operations Leadership: supervised daily operations and a team of 10+; scheduling, payroll, inventory for a high-volume location.
  • Performance Analysis: analyzed sales data to optimize performance and profitability; supported exceeding quarterly targets.
  • Customer Experience: initiatives that reduced wait times and improved service consistency.

Education

Credential stack

PG Diploma, Financial Technology

Seneca College, Toronto - 2020-2021

GPA 3.60/4.00

PG Diploma, Business Analytics

Seneca College, Toronto - 2019-2020

GPA 3.40/4.00

PG Diploma, Data Science

IIIT-Bangalore, India - 2018-2019

GPA 3.54/4.00

PG Diploma, Business Analytics

Gujarat University, Ahmedabad - 2018-2019

GPA 8.00/10.00

BBA, Business Administration

GLS University, Ahmedabad - 2015-2018

GPA 6.89/10.00

Google Data Analytics Professional Certificate

Google, Certification - 2021

Professional certificate

Skills

Operating surface

AI & LLM

Claude, ChatGPT/GPT-5.5, Google Gemini, Google AI Studio, Perplexity; prompt engineering, RAG design, agent workflows, multi-agent orchestration, deterministic-first systems.

Engineering

Python, TypeScript/JavaScript, React, Next.js, FastAPI, SQL/MySQL/PostgreSQL, Supabase, Firebase, REST APIs, Git/GitHub.

Automation

n8n, Zapier, webhooks, MCP, Claude Code, custom skills/plugins, API integrations, workflow documentation.

Cloud & Delivery

Vercel, Railway, Docker, Tauri v2, CI/CD basics, QA checklists, monitoring and release discipline.

Analytics & Ops

Excel (advanced), Tableau, SAP, HRIS systems, data visualization, reconciliation, benefits administration.

Frameworks

RAG architecture, multi-agent orchestration, deterministic-first systems; familiarity with LangChain, AutoGen, CrewAI, LlamaIndex patterns.

Studio

Million Dollar AI Studio

Million Dollar AI Studio is a one-person, self-bootstrapping deterministic AI operating company in Toronto. It builds the operating system for AI-native service companies: AI is the governed brain for judgment and orchestration; deterministic software is the body for execution (workflows, rules, dashboards, automations, QA gates); a human approval layer governs anything high-risk. Internal architecture: a CEO.md kernel + execution ledger + the VCOS (a 13-department operating model) + the MIDAS build methodology, improving through verified runs. Status: payments live on Pathway; one free tier live; revenue and product proof outrank infrastructure.

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