Finance
Science student. Self-taught accounting and finance. Cleared CA CPT first attempt - an exam roughly 29% of candidates pass.
About
Founder & AI Systems Architect, The AGI Studio. Toronto, ON, Canada.
Canadian permanent resident; no sponsorship required
The pattern
Enter a field I have no credential in. Teach myself the fundamentals faster than the formal path allows. Pass the gate anyway. Outperform inside the role until the promotion is forced. Leave when the learning curve flattens.
Finance
Science student. Self-taught accounting and finance. Cleared CA CPT first attempt - an exam roughly 29% of candidates pass.
Data
BBA holder in 2015. Self-taught R and Python. Cleared the entrance exam for a postgraduate data-science programme that required a B.Tech, and got in without one.
Operations
Joined Eswasthya as an intern. Management-level role in six months.
Leadership
Joined The Beer Store. Supervisor in six months, running a team of 18 - every one of them senior to me.
Enterprise
Analyst to senior analyst at TELUS Health in three years, on financially sensitive enterprise portfolios. The fastest in the team's record; the previous best was four.
Systems
Three to four years and about $50,000 of my own money into AI research and development. This studio is what it bought.
The rule
Each one left on purpose, the moment it stopped teaching me faster than I could teach myself. A bachelor's, four postgraduate qualifications, and still studying. Chase the competency; drop the credential when it stops paying for itself.
The method
When I see mediocre work now, I read it in four steps. That sequence is the only thing I am genuinely expert at. Everything else was learned to make it useful.
Biography · the full record
The through-line is operations + finance + data, across two continents, compounding into AI systems architecture. Four threads traced by colour.
BBA at GLS University while working the early jobs that taught operations the honest way: Customer Success at Startup Village, Project Manager at Eswasthya (+25% brand visibility, +20% over revenue target), Market Research Analyst at Moodcafe.
Two post-graduate diplomas in one year - Data Science at IIIT-Bangalore, Business Analytics at Gujarat University. The operations instinct gets an analytical engine.
Emigrated to Canada. Everything before stays on the map; everything after builds on it.
Next stop · ReconstructionSeneca College twice over (Business Analytics, then FinTech). Five years supervising operations at The Beer Store - the steady spine, a team of 10+. Banking at RBC. Then TELUS Health: Senior Benefits Analyst on financially sensitive enterprise portfolios, promoted June 2025.
The AGI Studio: a one-person company operated by a virtual operating system of specialised departments - they are software, not staff. AI for judgment, software for execution, a human gate on anything that matters. 7 products architected end to end. Operations, finance, and data stop being separate threads here - they become one system.
Chronology
Scale1 row = 1 monthSpanJan 2015 – Aug 2026Two roles open4 yrsDashed edgeyear known, month not
Experience
December 2024 - Present
Toronto, ON (Remote)
August 2022 - Present (promoted June 2025)
Toronto, ON
May 2020 - April 2025
Toronto, ON
Education
Seneca College, Toronto - 2020-2021
GPA 3.60/4.00
Seneca College, Toronto - 2019-2020
GPA 3.40/4.00
IIIT-Bangalore, India - 2018-2019
GPA 3.54/4.00
Gujarat University, Ahmedabad - 2018-2019
GPA 8.00/10.00
GLS University, Ahmedabad - 2015-2018
GPA 6.89/10.00
Google, Certification - 2021
Professional certificate
Skills
Claude, ChatGPT/GPT-5.5, Google Gemini, Google AI Studio, Perplexity; prompt engineering, RAG design, agent workflows, multi-agent orchestration, deterministic-first systems.
Python, TypeScript/JavaScript, React, Next.js, FastAPI, SQL/MySQL/PostgreSQL, Supabase, Firebase, REST APIs, Git/GitHub.
n8n, Zapier, webhooks, MCP, Claude Code, custom skills/plugins, API integrations, workflow documentation.
Vercel, Railway, Docker, Tauri v2, CI/CD basics, QA checklists, monitoring and release discipline.
Excel (advanced), Tableau, SAP, HRIS systems, data visualization, reconciliation, benefits administration.
RAG architecture, multi-agent orchestration, deterministic-first systems; familiarity with LangChain, AutoGen, CrewAI, LlamaIndex patterns.
Studio
The AGI Studio is a one-person, self-bootstrapping deterministic AI operating company in Toronto. It builds the operating system for AI-native service companies: AI is the governed brain for judgment and orchestration; deterministic software is the body for execution (workflows, rules, dashboards, automations, QA gates); a human approval layer governs anything high-risk. Internal architecture: a CEO.md kernel + execution ledger + the VCOS (a multi-department operating model) + the MIDAS build methodology, improving through verified runs. Status: Pathway deployed with payments in final setup; one free tier live; revenue and product proof outrank infrastructure.